A documentation-first home company — based in Chattanooga.

Most home-project regret is preventable.

The pattern shows up over and over: a homeowner notices a concern, a contractor is called, a quote is signed, the work is done — and the actual concern was never fully documented. Sometimes the project works. Sometimes it doesn't. Often the homeowner can't tell why.

Garza was built to start at the other end. Document the concern. Capture the visible conditions. Let the documentation drive the conversation about scope, budget, and whether the project being considered is even the right one.

The Home Protection Review is the front door. The roofing, restoration, and remodeling work is what we do when documentation shows it's the right next step.

Our four operating principles.

• Documentation first. Photos and observations beat verbal claims. Every time.
• Whole-home aware. Roof, comfort, efficiency, and exterior — they don't behave as separate problems.
• Honest next steps. Sometimes the answer is "no project needed" or "go talk to a specialist." We'll say it.
• Stay in our lane. Coverage decisions, policy interpretation, and claim negotiation belong to insurance carriers, licensed adjusters, and licensed public adjusters — not us.

Built for Chattanooga homeowners.

We start where we live. Garza Roofing and Restoration is based in Chattanooga, Tennessee, and Phase 1 is focused entirely on local homeowners — friends, family, neighbors, referrals, and the surrounding hail-affected communities.

Local context matters. Storm history, neighborhood roof age, building patterns, and seasonal weather behavior all show up in documentation. A Home Protection Review reads better when the person doing it actually knows the area.